Bank Viva Preparation
বাংলায় পড়তে চাও? দেখো: ব্যাংক ভাইভা প্রস্তুতি
A bank viva is more subject-based than other government interviews — banking and economic fundamentals are asked directly. Stumbling on “what is a bank”, “what is inflation” or “why do loans turn bad” makes a gap in preparation obvious.
The concepts you must know
- Types of bank — central, commercial, specialised and Islamic banking.
- What Bangladesh Bank does — monetary policy, supervision, reserve management.
- Core terms — inflation, repo and reverse repo, CRR, SLR, non-performing loans.
- Types of deposit and loan, letters of credit, remittance and foreign exchange.
- Digital banking — mobile financial services, agent banking, online transactions.
- The current economic picture — inflation, remittance flows and the reserve position.
Even if you did not study economics or business, these are mandatory — the panel assumes anyone wanting a banking job knows about banking.
Where the questions come from
| Area | Examples |
|---|---|
| Banking and economics | What inflation is, why CRR exists, what rising NPLs do |
| Your degree subject | The fundamentals of your degree and how they relate to banking |
| Current affairs | The economy, the budget, remittances and international economic news |
| Your district and yourself | Your district, your name and family, and why banking |
| Situational questions | What you would do with an unhappy customer — testing your service instinct |
On the day
- Arrange every certificate, marksheet and photocopy in order in one file.
- Wear formal dress — presentation counts in banking.
- The day before, check the latest economic news and the current inflation rate.
- Some questions may be in English — practise answering briefly and clearly.
- If you do not know, say so plainly — inventing an answer does the most harm.
Frequently asked questions
Usually 25 marks at state banks, though it varies by bank and post. The final merit order combines the written exam and the viva.
Somewhat, since banking and economics questions are asked of everyone. But studying the core terms and concepts separately closes that gap readily.
Often some are, particularly for the Bangladesh Bank assistant-director post. Practise answering in short, correct English beforehand.
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