HSC Finance, Banking & Insurance — Syllabus, Mark Distribution & Preparation
বাংলায় পড়তে চাও? দেখো: এইচএসসি ফিন্যান্স, ব্যাংকিং ও বিমা — সিলেবাস, মানবন্টন ও প্রস্তুতি
Finance, Banking & Insurance is the most numerical Business Studies subject — the direct base for bank jobs and BBA.
This page brings together the subject code, paper structure, mark distribution, syllabus topics and the study approach that earns the highest marks in HSC Finance, Banking & Insurance.
Finance, Banking & Insurance at a glance
| Item | Detail |
|---|---|
| Subject | Finance, Banking & Insurance |
| Subject code | 292, 293 |
| Papers | 2 (1st Paper and 2nd Paper) |
| Group | Business Studies |
| Mark distribution | Per paper: Creative 70 + MCQ 30 = 100 |
| Practical | No |
| Class | Class 11-12 |
Boards and the NCTB revise subject codes and mark distribution from time to time. Confirm both against your board’s latest notice and the published NCTB syllabus before filling in your exam form.
What the syllabus covers
HSC 2027 runs on the full syllabus, so Finance, Banking & Insurance covers all of the following:
- 1st Paper: the concept and goals of finance, time value of money
- 1st Paper: capital budgeting, cost of capital and capital structure
- 1st Paper: working-capital management and long-term financing
- 2nd Paper: types of bank, the central bank and commercial banks
- 2nd Paper: bank accounts, loans and advances, bills of exchange and cheques
- 2nd Paper: insurance and its types, life and marine insurance, risk management
This is a topic list — chapter order and numbering may differ in your edition. Download the definitive syllabus from the NCTB website (nctb.gov.bd).
How to score well in Finance, Banking & Insurance
- Practise time value of money, NPV and IRR daily — the numerical questions come from there.
- Note what each symbol means beside every formula to cut mistakes in the exam.
- Memorise types and principles of insurance as a table.
A preparation routine that works
- Read the textbook chapter yourself first and get the core idea — starting with a guide book leaves the concept half-formed.
- After each chapter write a one-page note in your own words: definitions, formulas or key points, and an example.
- Solve that chapter’s creative and MCQ questions from past board papers, then check your answers.
- Reserve one day a week for revision only — skim every earlier chapter note.
- Sit at least one full timed model test a month, then work out exactly where you are losing marks.
Frequently asked questions
The subject code for Finance, Banking & Insurance is 292, 293. You need this exact code on your exam form and on a board-challenge application, so cross-check it with your board’s notice.
Finance, Banking & Insurance has 2 papers — 1st Paper and 2nd Paper. The marks of both papers combine into the subject grade.
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